Hold onto the check for several days after deposit until you are sure it has posted to your account meaning that it is no longer pending and any holds your institution has placed have expired.Follow the directions in the mobile app to deposit the check.Understand any rules your bank or credit union has about mobile check deposit.Download your bank or credit union’s app on your smartphone if you haven’t already.The mobile app makes it easy to deposit a check in a few steps: You might not be able to deposit all types of checks this way, so check with your bank or credit union if you have any questions. Most banks and credit unions will allow you to deposit checks using your smartphone and a mobile app.These alerts can help ensure you stay informed without having to log in to your account several times a day. Often, bank and credit union online portals offer you the ability to sign up to get these alerts via text, email, or both. Most banks and credit unions allow you to set up automatic notifications to help you manage your account and alert you when any of the following happen: a direct deposit is received, a large payment is charged, your balance falls below a certain amount, your account is in overdraft, and more.Your bank or credit union may prompt you to go paperless while you set up online banking.
You now can catch errors such as unauthorized activity earlier – without having to wait for your paper statement.
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